Last updated: July 26, 2026
Budgetine is built so that we cannot see your financial data. This policy is short because there is very little to explain.
Budgetine has no ads and no trackers, and does not run analytics on how you use the app. Your financial information (transactions, budgets, accounts, goals, and receipt results) is stored on your device and is never sent to us. The only time Budgetine contacts a server we operate is the optional referral feature, and only if you choose to use it. That feature never sends any financial information. See Referrals below.
Your financial data is saved locally on your iPhone. You can protect the app with Face ID, export your data at any time from Settings, and delete it at any time. JSON and CSV exports are readable files that you control, so you should store and share them carefully. The local encryption key may be managed by Apple's iCloud Keychain when that service is enabled on your device.
Receipt photos are processed entirely on your device using Apple's built-in text recognition. Images are never uploaded anywhere.
Budgetine Pro purchases are handled by Apple through the App Store. We never see your payment details. Apple's handling of purchase data is covered by Apple's privacy policy.
Budgetine has an optional referral feature. If you choose to share your referral code, or enter a friend's code, the app contacts our referral service to check the code and to prevent abuse. To do this it sends a randomly generated referral code and a random install identifier that is created only for referrals. That identifier is not your name, email, Apple ID, device ID, or advertising ID, and it cannot be traced back to you. No financial information is ever sent. If you never use referrals, Budgetine never contacts this service. The service runs on Cloudflare on our behalf.
iCloud sync is optional and off by default. If you turn it on in Settings, Budgetine stores your records in your private iCloud database through Apple's CloudKit service. That database belongs to your Apple ID; we have no access to it. An encrypted local copy stays on your device so the app keeps working offline, and local budgeting never requires an account. Turn sync off at any time and your data simply stays on your device.
Budgetine does not knowingly collect information from anyone, including children, because it does not collect information at all.
If this policy changes, the new version will be posted at this address with an updated date.
Questions? Email support@budgetine.com.